Welcome to this fantastic up-down duplex opportunity in Saint Paul’s Payne-Phalen neighborhood! Main floor unit features original hardwood floors with natural woodwork, two bedrooms, an updated kitchen, charming full bath PLUS a fully finished basement with a rec room area, wet bar, and additional 3/4 bathroom! Upstairs unit offers two beds, gleaming hardwood floors, delightful full bath with mosaic tile, updated kitchen AND in-unit laundry! Pride of ownership shines in this home with recent updates – see full list in supplements. Outside, find an oversized insulated garage, and fully fenced backyard with patio and gardens. Conveniently nestled close to the bike and recreation trails along nearby Wheelock Parkway, this home’s location also makes commuting a breeze with easy access to major highways and public transportation. Whether you’re looking for a great investment property or the perfect owner-occupied income-generating home, this duplex has it all.